kristen@mortgageliteracy.com | 9566394146

Kristen Campos

Mortgage Broker · NMLS #2267353

24 clients rated their experience. Here’s every word.

Here’s what buyers, homeowners, and agent partners say about working with us.

5.00
★★★★★24 reviews · 100% five-star
★★★★★Google ↗

Kristen is not only an incredible broker but an incredible human as well! She made our first home buying experience so much less intimidating by coaching us through and ensuring we had the education needed in order to make informed decisions. She was right by our side throughout the whole process and still continues to support us months after the purchase as questions come up here and there. Couldn’t recommend more highly!!!!

Gillian BoraikoMay 2026
★★★★★Google ↗

We seriously couldn’t have gotten our home if it wasn’t for Kristen! She is truly dedicated to helping her clients and is the best of the best!

Auburn LucasMay 2026
★★★★★Google ↗

I had the absolute pleasure of working with Kristen on a recent transaction for one of my buyer clients. She is exceptional to work with and moves mountains to make things happen. I couldn’t recommend her enough 💕

Mackenzie SatcherMay 2026
★★★★★Google ↗

Working with Kristen Campos was truly one of the best parts of our first home buying experience. As we made a huge move from New York to Austin, she made what could have felt overwhelming feel easy, comfortable, and seamless from start to finish. Kristen was always patient, communicative, and genuinely had our best interest at heart. She took the time to make sure we fully understood every step before moving forward, which brought so much peace of mind throughout the process. Having someone so knowledgeable, caring, and supportive in our corner made all the difference during such a major life transition. Not only would we 100% recommend her to anyone looking to buy a home, but we truly consider her a dear friend now. If you have the opportunity to work with Kristen, I know you’ll feel the exact same way. Thank you for helping us start this next chapter with so much confidence and excitement!

Brittney WebberMay 2026
★★★★★Google ↗

Working with Kristen was an incredible experience. Her work ethic is beyond expectation—she is highly knowledgeable, top-notch at what she does, and always available to answer questions late at night or on the weekends. What stands out most is her wonderful character. She showed the utmost care and respect to a surviving spouse like me and my son throughout the entire process, treating us like family. We even had a glitch pop up right on our closing day, but she made sure everything was taken care of immediately. The best part about her is how proactive she is—she was constantly sending emails to everyone involved to make sure absolutely everyone was kept in the loop. She even showed up personally at my closing table just to support us! Kristen is also incredibly fast. As long as all your documents are properly submitted, she can close your loan in a heartbeat. I would definitely recommend her to anyone looking for a smooth home-buying journey. Kristen, I appreciate you. Thank you so much!

Rucel M. AprestoMay 2026
★★★★★Google ↗

Kristen helped create a smooth and efficient process!

Zac CarusoMay 2026
★★★★★Google ↗

I sold a property to one of Kristen's clients, and afterwords we had a very long and confusing property tax issue with the client's loan servicer and the county. Kristen was extremely helpful during the whole process, working with me, the client, the county, and the servicer for six months to get this issue solved. Many mortgage brokers can handle an easy deal, but the best ones can nagivate the difficult ones and provide support to you after the close. Kristen is a great example of that. I would recomend her to everyone and will likely work with her myself on future purchases.

Alex PankowApr 2026
★★★★★Google ↗

Kristen is truly one of a kind! As a first time home buyer she made my process so seamless and truly made me feel confident and comfortable! She treated me like family and has gone above and beyond throughout the entire process and even after it was all said and done. I recommend anyone who is looking to utilize her! You won’t regret your decision going with Kristen I promise!

Gabe JeudyApr 2026
★★★★★Google ↗

As a Realtor, I cannot recommend Kristen enough!! She is truly a gem in this industry and it greatly sets her apart, in the best way possible. Just this year, I have had two different first time buyer clients tell me they did not really feel like they could take on the home buying journey until the spoke with Kristen. She has a great way of educating buyers and establishing trust with them, which then instills confidence in them. On top of all of that, she is extremely organized, communicative, and really goes the extra mile-she even came to our closing with everyones favorite coffee order!

Rachel AnthonyMar 2026
★★★★★Google ↗

10 out of 10 service with Kristen Campos!! She is hands-down, the best Lender. It was such an honor working with her. She is very knowledgeable at what she does and what work you have to put in to get the outcomes both parties are looking for. It was so easy and fun working with Kristen. She has enabled me as a first time homebuyer to get into a home stress and Worry free. A home that I love so much. She took her time and answered all my questions. She was very nice understanding and just all in all perfect! I couldn’t ask for anyone else. If I could keep her moving forward I will. If anyone is looking into dealing with her services do!!! You won’t be disappointed she’s the best at what she does believe me.

Shalyn BarkerMar 2026
★★★★★Google ↗

Kristen and her team are amazing! Here at Saratoga Homes, we always need to stay on top of our files, and her team was consistently one step ahead. Even when the buyer switched homes, they didn’t miss a beat. They will definitely be one of my preferred teams to work with moving forward.

Samuel CanalesMar 2026
★★★★★Google ↗

Great customer service and excellent communication throughout the entire process. Kristen went above and beyond to help get my house funded and guided me every step of the way during the home-buying process. I highly recommend her services!

Kristopher ManningMar 2026
★★★★★Google ↗

Had the absolutely pleasure of working with Kristen while purchasing my first home. She was amazing to work with, she really knew her stuff, made the process very easy to understand and was always available. 10/10 experience would highly recommend to anyone!

John LeeMar 2026
★★★★★Google ↗

Kristen was AMAZING to work with during our home buying process. She made everything feel so smooth and stress-free, which meant a lot to us while navigating such a big step. She’s incredibly knowledgeable and clearly knows her stuff, but she’s also SUPER friendly and easy to work with!! ˙ᵕ˙ We’re so grateful for everything she did to help us get into our new home. I would absolutely work with Kristen again and will continue recommending her to friends and family who are thinking about buying a home and need a mortgage broker. She IS the best! 🥳🥳🥳

Alexandra FreemanMar 2026
★★★★★Google ↗

Working with Kristen has been such a great experience for both me and my clients. I recommend her to every client or buyer lead that crosses my path. She takes the time to truly educate buyers about the loan process instead of just pushing them through it. Her knowledge is impressive, but what really stands out is her ability to explain things in a way that actually makes sense so clients feel confident and understand what’s happening with their loan from start to finish. She also goes above and beyond by offering Zoom consultations and even creating a financial plan for clients who may need to improve their credit or finances before buying. That level of guidance makes a huge difference and helps people feel prepared instead of overwhelmed. If you’re looking for a lender who is knowledgeable, patient, and truly focused on helping clients succeed financially, Kristen is your go to EVERY TIME.

Heather SpencerMar 2026
★★★★★Google ↗

The best experience for our first time home buy with Kristen!!! She made the journey feel so easy and smooth. Always available at any time during the week to answer any questions we had! Will definitely work with her in the future!

larissa hinojosaMar 2026
★★★★★Google ↗

Kristen makes buying a home as seamless as possible. She’s a joy to work with and always has her clients best interest in mind. I will continue to recommend her to family and friends!

Matthew SealeMar 2026
★★★★★Google ↗

Kristen was a pleasure to work with throughout our home buying process. She was quick with responses, knowledgeable, and made the entire mortgage process feel smooth. Every question we had was answered clearly, and I always felt like I knew exactly where we stood. Working with Kristen felt like you truly had a teammate cheering you on through the process. I would highly recommend her!

Anne Marie RogersMar 2026
★★★★★Google ↗

I’ve worked with Kristen on 10+ transactions and each time it’s been a dream working with her! She really cares about educating buyers & sellers and transparency is at the forefront of everything she does. Couldn’t imagine working with anyone else.

Rachael FarnabyMar 2026
★★★★★Google ↗

Kristen is absolutely amazing at what she does. I alway make sure to provide all of my clients with her information when they’re looking to get a pre approval or put together a financial game plan for purchasing a home. Kristen always makes sure to educate those she works with and communicates very thoroughly throughout the process with her clients. HIGHLY RECOMMEND!

Gavin GrahamMar 2026
★★★★★Verified Client

Kristen is incredible at what she does. She comes with my highest recommendation and would have it any other way!

A.SMar 2026
★★★★★Google ↗

As a full-time Realtor, I can confidently say that Kristen Campos with ATX Lending is one of the most exceptional mortgage brokers I’ve ever had the privilege of working alongside. Kristen is the definition of knowledgeable, strategic, and solution-oriented. No matter how straightforward or complex the transaction, she approaches every file with precision, urgency, and a true commitment to getting our clients to the closing table smoothly. Her communication is unmatched — she keeps both myself and our clients fully informed every step of the way, which creates an incredible sense of trust and confidence throughout the process. What truly sets Kristen apart is her ability to problem-solve. She anticipates challenges before they arise and handles them with professionalism and calm expertise. I’ve seen her structure tough deals, meet tight timelines, and deliver clear-to-close with efficiency that consistently impresses me and my clients. Beyond her skill set, Kristen genuinely cares. She takes the time to educate buyers, answer every question thoroughly, and ensure they feel empowered in their decisions. My clients rave about their experience with her — and that speaks volumes. If you are looking for a mortgage broker who is sharp, dependable, highly communicative, and truly elite at what she does, Kristen Campos at ATX Lending is it. I’m incredibly proud to have her as my go-to lending partner and look forward to many more successful closings together.

Allison ParsleyMar 2026
★★★★★Google ↗

Couldn’t ask for anyone better in the home process, it’s already stressful enough & she goes above and beyond.

Ian FonvilleMar 2026
★★★★★Google ↗

Kristen is an absolutely amazing mortgage lender.. I definitely recommend her! She doesn’t just help you secure a mortgage; she truly educates you throughout the entire process. She guides you every step of the way and works hard to find the best and most accurate deal for you. She’s such a sweet and genuine person, and you can really tell she loves what she does. If you’re looking for someone knowledgeable, trustworthy, and dedicated, Kristen is the one!

Jon AnzaMar 2026